Business Deposits


 Accounts Features Small Business Checking
Enhanced Business Checking Elite Business Checking
24/7 Online Banking Yes Yes Yes
 Bill Pay Yes Yes Yes
Business Debit Card Yes Yes Yes
eStatement Yes Yes Yes
Up to $100 off 1st order of checks   Yes Yes
Mobile Banking Access Yes Yes Yes
Cash Management   Yes Yes
Monthly Service Charge $0.00 $20.00 $25.00
Processing Fee (per item/Month) $0.00 First 300 items free
then $0.35 per item
First 500 items free
then $.30 per item
Earnings Credit   Yes Yes
eDeposit Available Available Available
Minimum Daily Balance Yes Yes Yes


Please stop in at any convenient branch location and speak with a new accounts representative!


Health Savings Accounts (HSAs)

Encourage your employees to reduce health insurance expense with this IRS tax incentive.  Your employees can open their HSA account with United Community Bank. 

  • Must be opened in conjunction with an HSA qualified health insurance plan.
  • Accounts are $25 to open.
  • Receive a free UCB CheckCard to access your account.
  • Account owners receive a monthly statement to recap their medical purchases.
  • Qualified medical expenses can be paid by check or debit card.