For information on all your questions regarding coverage under the
Federal Deposit Insurance Corporation (FDIC), please feel free to contact
our office or simply click on the FDIC logo.
On October 3, 2008, FDIC deposit insurance increased from
$100,000 to $250,000 per depositor.
United Community Bank is participating in the FDIC's Transaction Account Guarantee Program (TAGP). Under that program, through December 31, 2009, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the TAGP is in addition to and separate from the coverage available under the FDIC's general deposit insurance rates. Any checking account earning more than 0.50% does not qualify for the TAGP. Also, a checking account that has a sweep relationship (to a money market account) attached to it will void the FDIC guarantee that provides for unlimited insurance.
Fake check scams could cost you thousands of dollars.
Check out the following website to check out the most common scams.
Safety and Soundness of Your Bank
Know the Facts
Protecting Yourself from Overdraft and Bounced-Check Fees
Find out how to avoid overdrafts and bounced check fees.
United Community Bank strives to protect our customer's information and
would like to offer tools to help you understand, and fight, Identity Theft.
If you feel you have been a victim of a scam email the
Electronic Banking Department
or phone them at 812-537-4822 or 800-474-7845 extension 485
types of scams, how to avoid them, what to do if you are a victim.
Please take the time to review this important information.
United Community Bank wants to keep you informed
on the newest ways to keep your information safe.
To review some of the ways UCB safeguards your information,
and for ways you can protect yourself,
please click on Security Information
For information from the Federal Trade Commission visit
Identity Theft and What It's All About and
What to do if you are a Victim of Identity Theft
