Convenience Services
Touch Tone Teller (Telephone Banking)
Automated Telephone Banking (812) 539-4822
You may take advantage of 24 hour teller service through our user-friendly Touch Tone Teller. You may obtain account inquiry and transfer funds between your UCB accounts.
Direct Deposit
Direct Deposit - Don't worry about having to go to one of our branches to deposit your check. Have your Payroll or Government check directly deposited into your account. Click here to print the form and then stop in at any one of our convenient branches with your completed form to set up Direct Deposit.
NSF Overdraft Protection
Prevent returned items on your account by adding one of your other checking or savings accounts as overdraft protection. Click here to print the form and stop in at any one of our convenient branches to have NSF Sweep set up on your account.
Automatic Transfers
Have transfers occur automatically to make payments on loans, or deposit money into any accounts such as your Christmas club account.
Click here to print the form, once you have completed and signed the form you may fax it, or stop in at any one of our convenient locations to take advantage of Totalmatic.
Credit Cards
Stop in and apply for a United Community Bank credit card at any one of our conveniently located branches.
ATM Cards
Access your money at any ATM location with our ATM card. Click here to print the application form and visit any one of our convenient locations to take advantage of our ATM cards.
UCB CheckCards
ATM/CheckCard: Get money from ATM's and have your purchases from stores and restaurants automatically deducted from your checking account. Each item from your CheckCard is conveniently detailed on your monthly statement.
Click here to print the form. You may fax, mail, or stop in at any one of our convenient locations to submit the form.
Lost or Stolen CheckCards
Call 1-800-528-2273 to report 24 hours a day / 7 days a week.
Unauthorized CheckCard Transactions
For unauthorized transactions over $35.00 please call our Fraud Department at 800-808-6402. If the item is below $35.00 please visit one of our branches and file a CheckCard Dispute Form.
Planning to Travel?
Please notify the Electronic Banking Department if you if you will be traveling.
Night Depositories
Conveniently located at each of our branches.
Notary Public
Conveniently located at each of our branches.
Travelers Checks
FREE to United Community Bank customers, Travelers Checks are offered in increments convenient to you. Travelers Checks for two can be purchased for a minimal fee.
Money Orders
Available at each conveniently located branch.
Cash Advance on Credit Cards
Visit any one of United Community Bank's conveniently located branches to complete a cash advance on your credit card. You must have valid identification to conduct a cash advance.
Safe Deposit Boxes
Our Safe Deposit Boxes are located at many branch locations. We offer many sizes to accommodate each customer's need. Call your local branch to check on prices, sizes, and availability. Please note not all sizes available at all branches.
| 3x5 | $15.00 annual fee |
| 4x5 | $20.00 annual fee |
| 5x5 | $25.00 annual fee |
| 3x10 | $35.00 annual fee |
| 5x10 | $45.00 annual fee |
| 10x10 | $70.00 annual fee |
Wire Transfers
United Community Bank provides you the ability to send and receive wires for a minimal fee. All outgoing wires must be received by the Electronic Banking Department by 1:30 p.m. Monday-Friday. Wires outside the United States must be received by noon.
If you are receiving a wire, the wire instructions are as follows:
- *Federal Home Loan Bank of Indianapolis
- ABA#0740-0101-9
- Credit to United Community Bank Time Account
- Final credit to: (Customer's name, address, and account number)
- *Instructions must be worded exactly as they appear
If you are sending a wire, you must complete a wire form, sign it, and return it in person or by fax to 812-537-5769. Click here to print the wire transfer form. Once you have completed and signed the form you may fax or drop it off at any of our convenient locations.
Fee Schedule
Effective 5-1-2011
|
Check Printing |
Fee depends on style and quantity |
|
Nonsufficient Funds Item |
$30.00 (1) |
|
Stop Payment |
$30.00 |
| Research Fee | $25.00 / hour |
| Nonsufficient Funds Transfer | $8.00 (1) |
| Overdrawn Balance Fee | $2.00 |
| Copy of Cancelled Check | $3.00 |
| Copy of Monthly Statement | $5.00 |
| Printed Transaction History | $2.00 |
| Checks Certified in our Office |
$5.00 |
| Deposited Items Returned Unpaid |
$15.00 |
| Cashier's Checks | $5.00 |
| Incoming Wire | $10.00 |
| Outgoing Wire | $20.00 |
| International Wire | $35.00 |
| Money Order for Customer | $1.50 |
| Traveler's Checks for 1/ Non-Customer |
$1.00 per $100 |
|
Traveler's Checks for 2/ |
$1.50 per $100 |
| New Accounts Closed within 45 Days |
$25.00 |
|
Official Check (customers only) |
1st Check Free$2.00 for each additional check |
|
Funds Collection Request |
$10.00 |
|
Deposit/Loan |
$10.00 |
|
Replace Lost Passbook |
$5.00 |
|
Notary- non customer |
$5.00 |
|
Fax- non customer |
$5.00 |
| Dormant Fee Checking (24 months) Balance less than $100 |
$5.00 / month |
| Dormant Savings (36 months) Balance less than $100 |
$5.00 / month |
| ATM/Debit MasterCard® Replacement |
$5.00 |
| Levies/Court Orders/ Garnishments |
$50.00 |
| Deposited Foreign Item | $5.00 |
(1) - These fees apply to overdrafts "created by check, in-person withdrawal, ATM withdrawal, or other electronic means," as applicable.
Forms
Online Banking Add/Delete Account Request
Overdraft Tolerance Opt IN Form
Overdraft Tolerance Opt out Form
Written Statement of Unauthorized Debit
