Loan Center

Home Buying, Building & Improving

 

Whether purchasing or refinancing, UCB will provide you with the information and services you need to attain your home ownership goals.  UCB offers a wide range of lending products to suit your needs. 

 

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United Community Bank offers Construction loans to help make the building of your home an easy process. We offer one application, one approval, one closing and a 6 or 9 month construction period. We work with your builder to make funds available as needed. At the end of the 6 or 9 month construction period, your loan will convert to permanent financing.

 

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Here is the opportunity to turn your home’s equity into cash with a competitive fixed or adjustable rate from UCB. Once we determine your specific need, we will help you determine the home equity product that is best for you.

 

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Personal Loans

 

Need some help improving your home? These loans may be secured by collateral or unsecured loans.

 

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Looking for a new set of wheels? These loans are available for new or used purchases or refinances. Our courteous staff is happy to assist you with the process of these loans. We have a variety of terms to meet your needs.

 

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Need some extra cash for a special need? We have loans available that may be secured by a form of collateral or unsecured.

 

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If you are in need of extra cash and have a Savings or Certificate of Deposit, UCB lends you money with these funds as collateral.   

 

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