UCB has a savings option for you. You may set up automatic transfers to fund your savings from another account.


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This account pays tiered interest so you receive the highest return on your balances.  One $10 required to open, interest is paid quarterly and statements are received at least quarterly. You may request to have your ATM card attached to this account.

Open this account with as little as $10! When balances are $2,500.00 or greater, interest is paid quarterly and statements are received at least quarterly. You may request an ATM card with this account.

Here’s an easy way to save for special occasions. Automatic transfers may be set up to make it even easier to save! You’ll earn interest with balances of $25 or more. Account may be opened with as little as $10. Club Savings balances are directly deposited into the account of your choice at the beginning of the fourth quarter. Plus, you are allowed one withdrawal annually.

Violet the BeeOur Bee-A-Saver kids Savings account is the perfect way to teach kids the value of saving by watching their money grow with the advantage of higher interest rates on lower balances. Only $1 is needed to open this account!  This account is for kids ages 0 to 12. On the child's 13th birthday, the account will automatically convert to our current Statement Savings account.

Certificates of Deposit are available with terms from 3 months to 90 months. Accounts may be opened with a minimum of $500.  UCB often offers certificate specials. Some certificates allow you to add money monthly. Check with your customer service representative to get the best product to fit your needs.

Start saving for your retirement now! Our Traditional IRA allows your earnings to grow tax-deferred and your contributions may be tax deductible! Only $100 is needed at account opening.  With a Roth IRA, withdrawals after age 59 ½ are tax free! The Coverdell Education Savings Accounts help you to save for education. We offer a variety of maturities and expertise to help you determine what are the best options for you. Ask about our IRA Specials and current rates.

A Health Savings Account (HSA) is a tax-free account that can be used to pay health care expenses. By depositing pre-tax earnings you grow a savings account to be used for medical expenses. Balances carry over year to year, and you may take it with you regardless of a change in coverage or employment. It must be opened in conjunction with a HSA qualified insurance High Deductible Health Plan (HDHP). Consult your insurance agent or employer for information about HSA qualified policies. Our account is only $25 to open and you'll receive a free UCB CheckCard.